Why You Should Think About Making a Change...

Here's What You'll Receive At Canopy

P& L Model

✅ Full Autonomy
You manage your own P&L, set your goals, and never pay for someone else's inefficiencies.

✅ Better Margins, Bigger Paychecks
Enjoy lower fixed margins and keep more of what you earn — no hidden fees or surprise markups.

✅ Drastically Lower Costs
Canopy's cost-to-produce a loan is 100–125 bps lower than industry peers (Stratmor Group, 2023).

✅ Maximize Your Comp
Dial in your basis points, increase your max comp, and even earn overrides as you grow a team.

✅ Freedom to Build
Want to lead a team or open your own branch? You have the tools, tech, and support to scale.

Nano Technology: The Smart Platform Built for Loan Officers

Take full control of your business with Nano Technology—our proprietary platform built to simplify, streamline, and scale your operation with less friction and more profit.

🔄 Seamless Loan Process

Eliminate bottlenecks and inefficiencies in your workflow, so you can focus more on closings and less on chasing documents.

⚙️ Advanced Automation

Automate your day-to-day tasks—from lead follow-up to file updates—giving you back hours every week without sacrificing service quality.

📈 Scalable Growth Engine

Scale smarter with tools designed to grow with you, so you can increase volume without increasing overhead or burnout.

Health, retirement, even pet insurance—yep, we’ve got it.

Here’s a quick look at what’s included in our 2025 benefits:

✅ Medical plans through UnitedHealthcare with low premiums and multiple options
✅ Health Savings Account (HSA) eligibility + company contributions
✅ Dental and Vision coverage through Guardian
✅ Employer-paid life and long-term disability
✅ 401(k) with a match and full vesting by year six
✅ 24/7 virtual care, mental health, and wellness tools
✅ Even pet insurance, mobile phone discounts, and lifestyle perks

See Why Other Mortgage Pros Are Making Their Move to Canopy Mortgage.

"I just left my old company, started up here, and was closing loans within 30 days."

"You truly can make so much more money in this model."

"It’s truly like you're running your own business—but with this gigantic platform behind you helping every step of the way."

"Our mortgage software is second to none... within 30 days I realized, ‘Oh my gosh, what am I going to do with 30% of my day?’"

"You want to make what you want to make—and not have the company take most of it. Canopy has that margin."

"My only regret is I wish I had switched to this model years ago!"

Rory Ford

Mortgage Loan Officer

"I can do way more business because of the technology!"

Landon Kessler

Mortgage Loan Officer